Investment Planning

H.C. Denison offers comprehensive investment planning services to our clients. In order to effectively serve our clients it is important that we understand their complete financial situation. We take into consideration all facets of our client’s financial future - investments, education expenses, retirement needs, insurance, taxation, and estate planning.

happy family in the autumn park with dog

Retirement Income Planning

According to SSA, nearly one-half of married couples receive 50% or more of their total income from Social Security. H.C. Denison will review all sources of income to help you prepare a comprehensive and coordinated plan for current or future income needs.

Tax Planning

H.C. Denison considers the tax implications of our clients’ investments in every facet of their financial plan. We prefer to work closely with CPA's and tax preparers to help ensure client investment and tax objectives are realized.

Education Funding

Earning a college degree has never been more important, or more expensive. H.C. Denison will explain the pros and cons of the various financial strategies available to save for and pay for a quality education.

Risk Assessment 

Being adequately prepared for an unexpected financial crises in life can greatly reduce the stress you and your family encounter at such times. We will help you determine the types of insurance plans that should be considered to help achieve your financial goals, as well as the amount of cash, liquidity, and liabilities that are appropriate.

Estate Planning

An estate plan is essential to the accumulation, preservation and distribution of your wealth.  At H.C. Denison we will work closely with you and your attorney to tailor a solution that minimizes taxes, resolves administrative problems, and provides an efficient transfer or distribution of assets to your heirs and designated beneficiaries.